Here are your coverage options in Central Texas

We’ve got the right Medicare Advantage plan for you.

Baylor Scott & White Health Plan offers a wide range of Medicare Advantage options starting as low as $0/month. Many featuring money-saving benefits such as $0 copays for primary care, plus valuable extras like dental, vision and hearing aid coverage so you can get the most out of your plan.

Let’s make sure these plans are available in your area.
Look up your ZIP code below.

Below are plan options for 2026.

Medicare plan highlights for HMO-POS Select
HMO-POS Select
Monthly Premium $0
Medical Deductible $0
Out-of-Pocket Maximum $5,900
Primary Care Visit
(In-office and Telehealth)
$0 copay
Specialty Care Physician Office Visit $30 copay
Prescription Drug Benefits
Deductible Not available
Total Out-of-Pocket Not available
Supplemental Benefits
Hearing Aids (every three years) $1,000 allowance
Eyewear (annually) $125 allowance
Over-the-Counter Allowance $30 per quarter
Medicare plan highlights for HMO-POS Select Rx
HMO-POS Select Rx
Monthly Premium $0
Medical Deductible $0
Out-of-Pocket Maximum $5,800
Primary Care Visit
(In-office and Telehealth)
$0 copay
Specialty Care Physician Office Visit $30 copay
Prescription Drug Benefits
Deductible $250 (Applies to Tiers 3-5)
Total Out-of-Pocket $2,100
Supplemental Benefits
Hearing Aids (every three years) $1,600 allowance
Eyewear (annually) $185 allowance
Over-the-Counter Allowance $80 per quarter
Medicare plan highlights for HMO-POS Preferred
HMO-POS Preferred
Monthly Premium $89
Medical Deductible $0
Out-of-Pocket Maximum $4,500
Primary Care Visit
(In-office and Telehealth)
$0 copay
Specialty Care Physician Office Visit $30 copay
Prescription Drug Benefits
Deductible Not available
Total Out-of-Pocket Not available
Supplemental Benefits
Hearing Aids (every three years) $1,000 allowance
Eyewear (annually) $125 allowance
Over-the-Counter Allowance $30 per quarter
Medicare plan highlights for HMO-POS Preferred Rx
HMO-POS Preferred Rx
Monthly Premium $143
Medical Deductible $0
Out-of-Pocket Maximum $4,600
Primary Care Visit
(In-office and Telehealth)
$0 copay
Specialty Care Physician Office Visit $30 copay
Prescription Drug Benefits
Deductible $0
Total Out-of-Pocket $2,100
Supplemental Benefits
Hearing Aids (every three years) $1,100 allowance
Eyewear (annually) $150 allowance
Over-the-Counter Allowance $30 per quarter
Medicare plan highlights for HMO-POS Premium
HMO-POS Premium
Monthly Premium $199
Medical Deductible $0
Out-of-Pocket Maximum $4,500
Primary Care Visit
(In-office and Telehealth)
$0 copay
Specialty Care Physician Office Visit $0 copay
Prescription Drug Benefits
Deductible Not available
Total Out-of-Pocket Not available
Supplemental Benefits
Hearing Aids (every three years) $1,000 allowance
Eyewear (annually) $125 allowance
Over-the-Counter Allowance $30 per quarter
Medicare plan highlights for HMO-POS Premium Rx
HMO-POS Premium Rx
Monthly Premium $255
Medical Deductible $0
Out-of-Pocket Maximum $4,800
Primary Care Visit
(In-office and Telehealth)
$0 copay
Specialty Care Physician Office Visit $0 copay
Prescription Drug Benefits
Deductible $0
Total Out-of-Pocket $2,100
Supplemental Benefits
Hearing Aids (every three years) $1,000 allowance
Eyewear (annually) $125 allowance
Over-the-Counter Allowance $30 per quarter
Medicare plan highlights for HMO-POS Essentials
HMO-POS Essentials
Monthly Premium $4.80
Medical Deductible $0
Out-of-Pocket Maximum $5,800
Primary Care Visit
(In-office and Telehealth)
$0 copay
Specialty Care Physician Office Visit $25 copay
Prescription Drug Benefits
Deductible $0 (if you qualify for Extra Help)
$615 (without Extra Help)
Total Out-of-Pocket $2,100
Supplemental Benefits
Hearing Aids (every three years) $1,000 allowance
Eyewear (annually) $150 allowance
Over-the-Counter Allowance $50 per quarter
Medicare plan highlights for PPO Basic
PPO Basic
Monthly Premium $0
Medical Deductible $0
Out-of-Pocket Maximum $6,750
Primary Care Visit
(In-office and Telehealth)
$0 copay
Specialty Care Physician Office Visit $35 copay
Prescription Drug Benefits
Deductible $250 (Applies to Tiers 3-5)
Total Out-of-Pocket $2,100
Supplemental Benefits
Hearing Aids (every three years) $1,000 allowance
Eyewear (annually; must use network provider) $150 allowance
Over-the-Counter Allowance $30 per quarter
Medicare plan highlights for PPO Platinum
PPO Platinum
Monthly Premium $135
Medical Deductible $0
Out-of-Pocket Maximum $4,600
Primary Care Visit
(In-office and Telehealth)
$0 copay
Specialty Care Physician Office Visit $20 copay
Prescription Drug Benefits
Deductible $50 (Applies to Tiers 3-5)
Total Out-of-Pocket $2,100
Supplemental Benefits
Hearing Aids (every three years) $1,500 allowance
Eyewear (annually; must use network provider) $150 allowance
Over-the-Counter Allowance $30 per quarter

Want help comparing your plans and benefits—and finding the right choice for your needs?

Speak with a Medicare Advisor at 1.833.975.08411.833.975.0841 (TTY: 711). Oct. 1 – March 31: 7 days a week, 8 AM to 8 PM. Closed on major holidays.
April 1 – Sept. 30: Monday-Friday, 8 AM to 5 PM. Closed on major holidays.

Para hablar con un representante en español, llame a 1.833.412.33201.833.412.3320